The report provides industry and geographic analysis, information and insights into the performance of life insurance segments in some of the important economies across the world. It also provides an in-depth analysis of the impact of important regulations on underwriting and the technological developments in life insurance underwriting:
Detailed analysis of the key impacts of regulations on the product strategy, the business models and the investment strategies of life insurance companies.
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Comprehensive view of the latest technologies that are having a profound impact on underwriting processes and risk assessment in the life insurance segment.
Executive summary
The life insurance segment is characterized by underwriting losses in some developed nations, and underwriting profits in important emerging economies such as China, India, Brazil and Russia. The life insurance segments in developed nations will record a rise in premium rates due to gradual recovery in their economies, meaning that life insurers will need to protect their margins.
In the case of emerging economies, the life segment is moving towards a situation that is neither hard nor soft, due to factors such as the highly under-penetrated markets in these countries, increased competition among life insurers and rising disposable incomes. Globally, the life segment is in a state of flux due to far-reaching regulations such as Solvency II in Europe. These regulations essentially link the amount of capital held by life insurers with the risks they underwrite and the investments they make.
Scope
This report provides a detailed analysis of the key trends in life insurance underwriting across the world:
It explains the implications of key regulations on the products offered by life insurance companies, the impact on their business models, their investment strategies and the likely impact on the premium rates.
It demonstrates the relationship between the gross domestic products of nations and some of the important performance indicators of life insurance segments.
It analyses the trends in premium rates in the important economies of the world.
It details the important technological trends that will impact life insurance underwriting.
It explains some of the changes being brought about in techniques employed for customer profiling.
Reasons to buy
Understand how regulations are impacting the product strategies, business models and investment strategies of life insurance companies.
Gain insights into how the GDPs of nations impact the performance of underwriting in life insurance segments.
Source: SFGate
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