Tuesday, 9 September 2014

PRA 2014: Employers gradually adjust to new rate



Chuks Udo Okonta

Some employers have adhered to the July 1, 2014 take-off date for the implementation of the new pension law, by contribution the stipulated 18 per cent contribution for their workers Inspen has learnt.

Investigations revealed while some organisations are still trying to make necessary adjustments, others have begun deduction and remittance of the new rate.

A member of Pension Fund Operators Association of Nigeria (PenOp) said as the law is new, the level of compliance should not be expected to be too high, stressing that the National Pension Commission (PenCom) and pension operators are working assiduously to enhance the level of compliance.

It was learnt that PenCom which has complied, is putting finishing touches on the guidelines that would aid compliance.

Section 4, subsection 1 of the Pension Reform Act (PRA) 2014, mandates employers to contribute a minimum of 10 per cent in relation to the employee’s monthly emolument, and the employee eight per cent, to the employee’s Retirement Saving Account (RSA).

The law also in section 4 (2) provided opportunity for the employer and employee to have an agreement to revised the contribution upward from time to time, while the commission should be notified of the decision.

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