OBINNA Chilekezie, Principal Researcher, Independent Insurance Researchers (IIR), has advised health workers to take up health and life insurance policies.
Chilekezie gave the advice on Sunday in Lagos in an interview with the News Agency of Nigeria (NAN).
He said that people have relegated the importance of insurance to their lives to the background.
Ebola Virus (EBOV) is no respecter of persons. Health workers are at a greater risk of being infested by the virus.
It had shown that no matter how many times you wash your hands or wear protective gears, you can still be infested with the virus.
Even though Medical Professional Indemnity is one of the compulsory insurances, but many hospitals do not buy the policy.
With this Ebola Virus, it is necessary for health workers to ensure that they have insurance policies.
The world is a global village and nobody knows another sickness that will be introduced to Nigeria," he said.
He, however, stressed the need for insurance companies to brace- up for the settlement of life insurance claims arising from deaths from the outbreak of Ebola in the country.
Once anybody that is already insured dies, the insurance company is obliged to settle claim arising from it.
And once the death rate increases among the health workers and they are insured, their families will be paid," he said.
He said that federal, states and local governments should also use the opportunity and ensure that people take up compulsory insurance policies.
Source: Independent
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