Friday, 7 November 2014

Why insurers differ from banks


Following the financial crisis, a large number of regulatory reforms have been introduced to ensure future stability in the financial markets, this is fully supported by the insurance industry.
However, a worrying trend has emerged. There have been several regulatory initiatives directed at the banking business that have been applied to other financial industries, such as the insurance industry, without taking into account the significant differences between them.
Insurance Europe's new publication 'Why insurers differ from banks' examines the key differences between insurers and banks, providing answers to a number of questions, including; whether the activities of insurers and reinsurers are systemically risky, why insurers use derivatives and whether insurers engage in shadow banking activities.
- See more at: http://www.noodls.com/view/59487D2BE1829A97CF145A823715D933B54BE162?7431xxx1415183152#sthash.rc6bmkWs.dpuf

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