Wisconsin insurance agency, Insurance Service Center, is thrilled to celebrate the month of September as National Life Insurance Awareness Month. The agency is even more thrilled to share the excitement with the Wisconsin community.
According to 2013 Life Insurance Facts from LIMRA, "Thirty percent of U.S. households have no life insurance at all and only 44 percent have individual life insurance." As for those consumers who believe they need life insurance, but do not currently have a policy in place, 86 percent state that they have not bought it solely because they believe it is too expensive. These facts are devastating.
These facts, in turn, have brought life to Life Insurance Awareness Month. This year will mark the tenth anniversary of the observance, meant to raise awareness among consumers and producers about the importance of coverage. In light of the month, Insurance Service Center would like to share just a few facts about life insurance and the importance of a having a policy in place.
#1: It is designed to protect family.
Most policies are designed to protect the buyer, but this policy is a little different. It is essentially protecting an individual’s family and loved ones once he or she passes. Without a policy in place, a family may be faced with financial hardships. A spouse’s paycheck may not be enough to take care of his or her entire family once the loved one has passed. This can often lead to the loss of homes and even valuables. Life insurance provides a financial blanket for those who are left after a personal loss.
#2: There are options for everyone.
A life insurance policy can be designed to fit the needs of a variety of individuals and situations. Those who want the comfort of insuring their entire life can choose a whole life insurance policy. Those who are looking to provide coverage for a specific time period of their life should ask about a term life policy. There is also universal life, survivorship, and more. The coverage option depends on the person buying it.
#3: Life insurance saves on funeral expenses.
Life insurance can be designed to cover all funeral and burial costs. The stress of these finances is the last thing that a loved one will need at a time like this.
#4: Some options are more affordable than others.
Individuals and the uninsured who believe life insurance is too expensive may just have to look into term life insurance, instead. Term life insurance is a less expensive option than whole life insurance and will still provide adequate and valuable coverage.
Individuals and families who are ready to speak with an agent about life insurance should contact Insurance Service Center. The agency prides itself on its comprehensive and affordable solutions. The agency encourages Wisconsin residents to call 888-535-7216 or fill out a free quote form on its website. Its agents are ready to sit down and discuss lifestyles, finances, and options! Those who reach out will feel much better knowing that his or her loved ones are safe from financial devastation if the unexpected comes knocking.
About Insurance Service Center:
Established in 1950, Insurance Service Center has continually provided comprehensive and affordable insurance services throughout the years. Over time, the agency has grown into a full service insurance agency, with locations in 11 different areas of Wisconsin and representation of a wide variety of insurance companies. These companies have been carefully selected, ensuring that each client is matched with top-notch coverage for a comfortable price. Its agents are dedicated to working by your side, at all times. With Insurance Service Center, you get service, savings, and solutions!
Source: Houston Chronicle
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