Thursday, 19 September 2013

Micro-insurance, takaful important vehicles for penetration -NAICOM


Chuks Udo Okonta

Micro-insurance and takaful remain the best vehicles to deepen the industry’s performance, the Commissioner for Insurance Fola Daniel, has said.

 He disclosed this today Thursday, at a sensitisation workshop for stakeholders on key initiatives of the commission in New Karu, Nasarawa State.

Daniel noted that NAICOM having recognised the urgent need to develop the retail insurance market which has remained grossly untapped considering the vast population of the country, it became imperative to incorporate micro-insurance and takaful as important vehicles for achieving greater insurance penetration in the country.  

He said: “In collaboration with GIZ of Germany and other development agencies, the Commission in 2012 conducted a Country-wide Diagnostic study on the viability of micro-insurance in Nigeria.  

“One of our goals  was to generate at the end of the exercise, a document that will enable us take evidence – based decision on the issue of Micro-insurance in Nigeria and also serve as a public resource in its own right. Indeed, the report of the study reveals huge potentials amongst the low income groups and was consequently adopted by NAICOM for the development of a micro insurance framework in Nigeria.  

“Similarly, NAICOM recently released the Takaful Guidelines to the market and now is ready for implementation. Preparatory to the commencement of the operation of the guidelines, the Commission has embarked on series of capacity building programs for its Management and Technical staff in order to position the commission to effectively implement and supervise takaful operation in Nigeria.” 

 

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